Insurance Agent in Mississippi

Requirements, salary data, licensing costs, and career ROI for MS. Updated with 2024 BLS OEWS wage data.

Median annual salary

$47,550

trending_down -21.2% vs. national

BLS OEWS 2024, Mississippi.

engineering

3,100

Jobs (MS)

monitoring Stable

+3.7%

10-yr job growth

payments

$152

Licensing fees

schedule

2-6 weeks (pre-licensing education is valid for 1 year, state exam must be taken within this timeframe)

Time to complete

route How to become an insurance agent in Mississippi

To become a licensed Insurance Agent in Mississippi, individuals must meet the requirements set by the Mississippi Insurance Department. This typically involves completing a 20-hour pre-licensing course for each line of authority (except for Life, which no longer requires it as of July 1, 2024), passing the Mississippi Insurance Producer Licensing Exam, and submitting an application with a fee. Mississippi offers reciprocity with all other states for nonresident licenses. Applicants must be at least 18 years old and undergo a background check.

bar_chart Salary percentiles

10th percentile (entry) $29,520

25th percentile $34,800

50th (median) $47,550

75th percentile $66,930

90th (experienced) $113,730

Source: BLS OEWS 2024 for Mississippi. Metro-area wages may differ significantly from the state aggregate.

checklist Mississippi requirements

Licensing body	Mississippi Insurance Department
State license	Required
Education	20-hour pre-licensing course per line of authority for Health, Property, Casualty, or Personal Lines. As of July 1, 2024, pre-licensing education is no longer required for the Life line of authority, but a course is still recommended for exam preparation.
Exam	Mississippi Insurance Producer Licensing Exam ($52)
Application fee	$100
Renewal	Every 2.0 years
Continuing education	24.0 hours per cycle
Notes	Minimum age is 18. Requires a background check. CE requirements include 3 hours of ethics. Producers aged 65 and older with 25 continuous years of licensure are exempt from CE.

Source: Mississippi Insurance Department

work_outline Job outlook

10-year growth

+3.7%

Average

Annual openings

47,000

Nationwide per year

Total employment

568,800

Nationwide

neurology

AI & tech impact

error High exposure 1.34/1.00

Many tasks in this career are susceptible to AI automation. Long-term career planning should account for potential disruption.

hub

balance Is it worth it?

check_circleMississippi license required — clearer credential signal to employers
warningElevated AI disruption risk

psychology

Wondering if an insurance agent career is the right fit?

See what the day actually looks like, who the role suits, and who should skip it — grounded in real practitioner sources.

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Frequently asked questions

What's required to work as an insurance agent in Mississippi? expand_more

In Mississippi, becoming an insurance agent requires you to complete the required education (20-hour pre-licensing course per line of authority for Health, Property, Casualty, or Personal Lines. As of July 1, 2024, pre-licensing education is no longer required for the Life line of authority, but a course is still recommended for exam preparation.), pass the Mississippi Insurance Producer Licensing Exam, and submit your application ($100 fee).

Is an insurance agent license required in Mississippi? expand_more

Yes, Mississippi requires a state license to practice as an insurance agent. The licensing body is Mississippi Insurance Department. You must pass the Mississippi Insurance Producer Licensing Exam.

What is the average insurance agent salary in Mississippi? expand_more

In Mississippi, the median pay for insurance agents comes to $47,550/year. — 21% under the $60,370 national average. Wages range from $29,520 (10th percentile) up to $113,730 (90th percentile).

What are the fees to become an insurance agent in Mississippi? expand_more

Between exam fee ($52) and application fee ($100), expect to invest around varies in total to get started.

What's the timeline to become an insurance agent in Mississippi? expand_more

In Mississippi, becoming an insurance agent generally takes 2-6 weeks (pre-licensing education is valid for 1 year, state exam must be taken within this timeframe), accounting for education requirements, hands-on training, and the exam process.

What's required to renew a insurance agent license in Mississippi? expand_more

To keep your license active, Mississippi mandates 24.0 CE hours every 2.0 years.