Insurance Agent in District of Columbia

Requirements, salary data, licensing costs, and career ROI for DC. Updated with 2024 BLS OEWS wage data.

Median annual salary
$75,180
trending_up +24.5% vs. national

BLS OEWS 2024, District of Columbia.

engineering
510

Jobs (DC)

monitoring Stable
+3.7%

10-yr job growth

payments
$175

Licensing fees

schedule
2-6 weeks

Time to complete

route How to become an insurance agent in District of Columbia

To become a licensed Insurance Agent in the District of Columbia, individuals must be at least 18 years old and pass the District of Columbia Insurance Producer Licensing Exam. While pre-licensing education is not formally required, it is highly recommended for exam preparation. After passing the exam, applicants must undergo a background check and fingerprinting, and then submit an application with the District of Columbia Department of Insurance, Securities and Banking (DISB). Non-resident applicants can obtain licensure through reciprocity if they are licensed and in good standing in their home state.

bar_chart Salary percentiles

10th percentile (entry) $38,740
25th percentile $49,030
50th (median) $75,180
75th percentile $98,810
90th (experienced) $202,330

Source: BLS OEWS 2024 for District of Columbia. Metro-area wages may differ significantly from the state aggregate.

checklist District of Columbia requirements

Licensing bodyDistrict of Columbia Department of Insurance, Securities and Banking (DISB)
State license Required
EducationNo pre-licensing education is formally required, but it is highly recommended. Some sources indicate that candidates must show proof of a pre-licensing course before taking the exam, particularly for Title Producer licenses. For other lines, while not mandated, completing a course is strongly advised for exam preparation.
ExamDistrict of Columbia Insurance Producer Licensing Exam ($75)
Application fee$100
RenewalEvery 2.0 years
Continuing education24.0 hours per cycle
NotesMinimum age is 18. Requires a background check and fingerprinting for all resident and non-resident applicants. CE requirements include 3 hours of ethics. Resident producers with both Life & Health and Property & Casualty licenses must complete a minimum of 6 hours in each line of authority. A one-time 4-hour Annuity Suitability Certification Training is required prior to selling annuity products. A one-time 3-hour course on NFIP Flood Insurance Certification Training is required for Property/Casualty and Personal lines producers for their first license renewal. Non-resident agents are generally exempt from DC CE requirements if they meet their home state's CE.

Source: District of Columbia Department of Insurance, Securities and Banking (DISB)

work_outline Job outlook

10-year growth
+3.7%
Average
Annual openings
47,000
Nationwide per year
Total employment
568,800
Nationwide
neurology

AI & tech impact

error High exposure 1.34/1.00

Many tasks in this career are susceptible to AI automation. Long-term career planning should account for potential disruption.

hub

balance Is it worth it?

  • check_circleDistrict of Columbia license required — clearer credential signal to employers
  • warningElevated AI disruption risk
psychology
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Frequently asked questions

What's required to work as an insurance agent in District of Columbia? expand_more
To become an insurance agent in District of Columbia, you need to complete the required education (No pre-licensing education is formally required, but it is highly recommended. Some sources indicate that candidates must show proof of a pre-licensing course before taking the exam, particularly for Title Producer licenses. For other lines, while not mandated, completing a course is strongly advised for exam preparation.), pass the District of Columbia Insurance Producer Licensing Exam, and submit your application ($100 fee).
Does District of Columbia require insurance agent licensure? expand_more
Yes, District of Columbia requires a state license to practice as an insurance agent. The licensing body is District of Columbia Department of Insurance, Securities and Banking (DISB). You must pass the District of Columbia Insurance Producer Licensing Exam.
What do insurance agents earn in District of Columbia? expand_more
insurance agents in District of Columbia earn a median of $75,180 annually. — 25% higher than the $60,370 national figure. Entry-level (10th percentile) starts at $38,740, while experienced professionals (90th percentile) earn $202,330.
How much does it cost to become an insurance agent in District of Columbia? expand_more
Between exam fee ($75) and application fee ($100), expect to invest around varies in total to get started.
How quickly can I become an insurance agent in District of Columbia? expand_more
Expect to spend 2-6 weeks from start to finish in District of Columbia — covering coursework, supervised experience, and examination.
What are the continuing education requirements for insurance agents in District of Columbia? expand_more
District of Columbia requires 24.0 hours of continuing education every 2.0 years to maintain your insurance agent license.

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