Insurance Agent in Georgia

Requirements, salary data, licensing costs, and career ROI for GA. Updated with 2024 BLS OEWS wage data.

Median annual salary

$50,210

trending_down -16.8% vs. national

BLS OEWS 2024, Georgia.

engineering

19,520

Jobs (GA)

monitoring Stable

+3.7%

10-yr job growth

payments

$187

Licensing fees

schedule

4-8 weeks

Time to complete

route How to become an insurance agent in Georgia

To become a licensed Insurance Agent in Georgia, individuals must meet specific requirements set by the Georgia Office of Commissioner of Insurance and Safety Fire. Key steps include completing 8-20 hours of state-approved pre-licensing education per line of authority, passing the Georgia Insurance Producer Licensing Exam with a score of 70% or higher, and submitting an application with a fee of $120. Additionally, applicants must be at least 18 years old and undergo a fingerprint-based background check. Georgia offers reciprocity with all other states for the same lines of authority, provided the resident license is active and in good standing.

bar_chart Salary percentiles

10th percentile (entry) $34,430

25th percentile $42,960

50th (median) $50,210

75th percentile $82,960

90th (experienced) $161,400

Source: BLS OEWS 2024 for Georgia. Metro-area wages may differ significantly from the state aggregate.

checklist Georgia requirements

Licensing body	Georgia Office of Commissioner of Insurance and Safety Fire
State license	Required
Education	8-20 hours of pre-licensing education per line of authority (e.g., 8 hours for Life, 8 hours for Accident & Sickness, 16 hours for Life, Accident & Sickness combined, 8 hours for Property, 8 hours for Casualty, 16 hours for Property & Casualty combined, 8 hours for Personal Lines, 8 hours for Variable Products). Exemptions may apply for certain degrees or designations.
Exam	Georgia Insurance Producer Licensing Exam ($67)
Application fee	$120
Renewal	Every 2.0 years
Continuing education	24.0 hours per cycle
Notes	Minimum age 18. Requires fingerprinting and background check (fee ~$51-$52.75). CE requirements include 3 hours of ethics. Agents licensed for 20 years or more have a reduced CE requirement of 20 hours per cycle.

Source: Georgia Office of Commissioner of Insurance and Safety Fire

work_outline Job outlook

10-year growth

+3.7%

Average

Annual openings

47,000

Nationwide per year

Total employment

568,800

Nationwide

neurology

AI & tech impact

error High exposure 1.34/1.00

Many tasks in this career are susceptible to AI automation. Long-term career planning should account for potential disruption.

hub

balance Is it worth it?

check_circleGeorgia license required — clearer credential signal to employers
warningElevated AI disruption risk

psychology

Wondering if an insurance agent career is the right fit?

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Frequently asked questions

How do you get certified as an insurance agent in Georgia? expand_more

To become an insurance agent in Georgia, you need to complete the required education (8-20 hours of pre-licensing education per line of authority (e.g., 8 hours for Life, 8 hours for Accident & Sickness, 16 hours for Life, Accident & Sickness combined, 8 hours for Property, 8 hours for Casualty, 16 hours for Property & Casualty combined, 8 hours for Personal Lines, 8 hours for Variable Products). Exemptions may apply for certain degrees or designations.), pass the Georgia Insurance Producer Licensing Exam, and submit your application ($120 fee).

Do I need a license to work as an insurance agent in Georgia? expand_more

A state license is required in Georgia. Georgia Office of Commissioner of Insurance and Safety Fire handles insurance agent licensing — the Georgia Insurance Producer Licensing Exam is part of the process.

How much does an insurance agent make in Georgia? expand_more

In Georgia, the median pay for insurance agents comes to $50,210/year. This trails the $60,370 national median by 17%. Wages range from $34,430 (10th percentile) up to $161,400 (90th percentile).

How much does it cost to become an insurance agent in Georgia? expand_more

Between exam fee ($67) and application fee ($120), expect to invest around varies in total to get started.

How long does it take to become an insurance agent in Georgia? expand_more

The typical timeline in Georgia is 4-8 weeks. This includes completing education, gaining any required experience, and passing the licensing exam.

Does Georgia require continuing education for insurance agents? expand_more

To keep your license active, Georgia mandates 24.0 CE hours every 2.0 years.