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Professional license portability
Insurance Agent license reciprocity by state
Insurance Agent licenses are broadly portable across the US — 50 of 51 states accept transfers with either direct recognition or licensure by endorsement. Tier classifications below come from each state's licensing board; click into any row for the source language and current fees.
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50 via endorsement
edit_note
1 require exam
Reciprocity tier legend
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Recognized
Existing license or national cert accepted directly.
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Endorsement
Apply for a new license — paperwork, fees, no re-exam.
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Exam required
Must retake the state exam or complete state-specific training.
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Not recognized
No reciprocity pathway. Satisfy state requirements from scratch.
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No license required
State does not license this profession.
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Unclear
State policy ambiguous or silent. Contact licensing board.
All 50 states + DC
Each row links to the full insurance agent profile for that state — exam costs, application fees, licensing board contact, and the source language behind the tier classification.
| State | Reciprocity tier | Summary | Detail |
|---|---|---|---|
| Alabama | assignment_turned_in Endorsement | Alabama reciprocates with most states for non-resident licenses, waiving exams, except for some adjuster applicants. | Full page arrow_outward |
| Alaska | assignment_turned_in Endorsement | Alaska reciprocates with all states for non-resident licenses; exam waived for new residents. | Full page arrow_outward |
| Arizona | assignment_turned_in Endorsement | Arizona reciprocates with most states for non-resident licenses; new residents may be exam-exempt. | Full page arrow_outward |
| Arkansas | assignment_turned_in Endorsement | Arkansas reciprocates with all states, waiving education and exam requirements for non-residents. | Full page arrow_outward |
| California | edit_note Exam required | California offers non-resident reciprocity, but requires a state ethics course; all adjusters must pass an exam. | Full page arrow_outward |
| Colorado | assignment_turned_in Endorsement | Colorado reciprocates with most states, exempting non-residents from education and state exam. | Full page arrow_outward |
| Connecticut | assignment_turned_in Endorsement | Connecticut reciprocates with most states for non-resident licenses if the applicant holds an active license. | Full page arrow_outward |
| Delaware | assignment_turned_in Endorsement | Delaware reciprocates with all states for non-resident licenses, waiving exam requirements. | Full page arrow_outward |
| District of Columbia | assignment_turned_in Endorsement | DC licenses non-resident applicants through reciprocity if licensed and in good standing. | Full page arrow_outward |
| Florida | assignment_turned_in Endorsement | Florida reciprocates with all US states/territories and some international for equivalent, active licenses. | Full page arrow_outward |
| Georgia | assignment_turned_in Endorsement | Georgia reciprocates with all states for non-resident licenses if active and in good standing. | Full page arrow_outward |
| Hawaii | assignment_turned_in Endorsement | Hawaii reciprocates with all states for equivalent lines, requiring no additional exams for non-residents. | Full page arrow_outward |
| Idaho | assignment_turned_in Endorsement | Idaho offers reciprocity with all states for non-resident licenses in good standing. | Full page arrow_outward |
| Illinois | assignment_turned_in Endorsement | Illinois offers reciprocity, exempting licensed non-residents from pre-licensing education and examination. | Full page arrow_outward |
| Indiana | assignment_turned_in Endorsement | Indiana reciprocates with most states, exempting non-residents from education and examination requirements. | Full page arrow_outward |
| Iowa | assignment_turned_in Endorsement | Iowa reciprocates with all states for non-resident licenses in good standing. | Full page arrow_outward |
| Kansas | assignment_turned_in Endorsement | Kansas grants reciprocity to non-resident producers; resident license instructions provided upon request. | Full page arrow_outward |
| Kentucky | assignment_turned_in Endorsement | Kentucky offers reciprocity for insurance agents from all other states. | Full page arrow_outward |
| Louisiana | assignment_turned_in Endorsement | Louisiana reciprocates with most states, allowing non-residents to obtain a license without retaking the exam. | Full page arrow_outward |
| Maine | assignment_turned_in Endorsement | Maine offers reciprocity for insurance agents from all other states. | Full page arrow_outward |
| Maryland | assignment_turned_in Endorsement | Maryland offers reciprocity to non-residents if their home state licenses Maryland residents similarly. | Full page arrow_outward |
| Massachusetts | assignment_turned_in Endorsement | Massachusetts has reciprocity with all states for insurance agents. | Full page arrow_outward |
| Michigan | assignment_turned_in Endorsement | Michigan offers reciprocity with all states, waiving exams for licensed producers in good standing. | Full page arrow_outward |
| Minnesota | assignment_turned_in Endorsement | Minnesota has reciprocity with all states for insurance agents. | Full page arrow_outward |
| Mississippi | assignment_turned_in Endorsement | Mississippi offers reciprocity with all states for non-resident licenses, requiring good standing and mutual reciprocity. | Full page arrow_outward |
| Missouri | assignment_turned_in Endorsement | Missouri has reciprocity with all states for producers in good standing with home state CE. | Full page arrow_outward |
| Montana | assignment_turned_in Endorsement | Montana offers reciprocity with all states for non-residents in good standing, with mutual recognition. | Full page arrow_outward |
| Nebraska | assignment_turned_in Endorsement | Nebraska has reciprocity with all states for insurance agents. | Full page arrow_outward |
| Nevada | assignment_turned_in Endorsement | Nevada has reciprocity with all states for insurance agents. | Full page arrow_outward |
| New Hampshire | assignment_turned_in Endorsement | New Hampshire has reciprocity with all states, waiving exams for active licensees in good standing. | Full page arrow_outward |
| New Jersey | assignment_turned_in Endorsement | New Jersey has reciprocity with all states for non-residents in good standing. | Full page arrow_outward |
| New Mexico | assignment_turned_in Endorsement | New Mexico generally waives exam requirements for non-residents with active licenses in good standing. | Full page arrow_outward |
| New York | assignment_turned_in Endorsement | New York offers reciprocity with most states, exempting non-residents from education and exams. | Full page arrow_outward |
| North Carolina | assignment_turned_in Endorsement | North Carolina grants reciprocity, waiving exams for non-residents with good standing and mutual reciprocity. | Full page arrow_outward |
| North Dakota | assignment_turned_in Endorsement | North Dakota offers reciprocity for producers, waiving exams if home state requirements are similar. | Full page arrow_outward |
| Ohio | assignment_turned_in Endorsement | Ohio has reciprocity with most states for active licensees in good standing. | Full page arrow_outward |
| Oklahoma | assignment_turned_in Endorsement | Oklahoma grants reciprocity to non-residents with valid licenses and mutual reciprocity. | Full page arrow_outward |
| Oregon | assignment_turned_in Endorsement | Oregon offers reciprocity with most states, waiving exams for licensed non-residents in good standing. | Full page arrow_outward |
| Pennsylvania | assignment_turned_in Endorsement | Pennsylvania offers reciprocity, waiving exams and education for active licensees with a clean record. | Full page arrow_outward |
| Rhode Island | assignment_turned_in Endorsement | Rhode Island has reciprocity with all states for producers with active licenses in good standing. | Full page arrow_outward |
| South Carolina | assignment_turned_in Endorsement | South Carolina may offer reciprocity for non-resident brokers if home state requirements are similar. | Full page arrow_outward |
| South Dakota | assignment_turned_in Endorsement | South Dakota has reciprocity with all states for non-residents with good standing and equal reciprocity. | Full page arrow_outward |
| Tennessee | assignment_turned_in Endorsement | Tennessee waives exam requirements for non-residents, but the scope of states is unclear. | Full page arrow_outward |
| Texas | assignment_turned_in Endorsement | Texas offers reciprocity for non-residents with active licenses in good standing. | Full page arrow_outward |
| Utah | assignment_turned_in Endorsement | Utah generally offers reciprocity for non-resident licenses if the home state license is in good standing. | Full page arrow_outward |
| Vermont | assignment_turned_in Endorsement | Vermont has reciprocity with all states for producers with equivalent licenses in good standing. | Full page arrow_outward |
| Virginia | assignment_turned_in Endorsement | Virginia offers reciprocity for non-resident licenses if in good standing and with mutual reciprocity. | Full page arrow_outward |
| Washington | assignment_turned_in Endorsement | Washington offers reciprocity with most states, waiving exams for compliant non-residents and new residents. | Full page arrow_outward |
| West Virginia | assignment_turned_in Endorsement | West Virginia waives education and exam for non-residents with valid licenses and mutual reciprocity. | Full page arrow_outward |
| Wisconsin | assignment_turned_in Endorsement | Wisconsin offers reciprocity, waiving exams for licensed agents in good standing. | Full page arrow_outward |
| Wyoming | assignment_turned_in Endorsement | Wyoming offers reciprocity for non-residents with valid licenses and mutual reciprocity. | Full page arrow_outward |
Other profession reciprocity guides
Each profession has its own state-by-state reciprocity matrix.
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