Insurance Agent in Hawaii

Requirements, salary data, licensing costs, and career ROI for HI. Updated with 2024 BLS OEWS wage data.

Median annual salary

$63,950

trending_up +5.9% vs. national

BLS OEWS 2024, Hawaii.

engineering

960

Jobs (HI)

monitoring Stable

+3.7%

10-yr job growth

payments

$225

Licensing fees

schedule

2-6 weeks

Time to complete

route How to become an insurance agent in Hawaii

To become a licensed Insurance Agent in Hawaii, individuals must be at least 18 years old and pass the Hawaii Insurance Producer Licensing Exam. While there is no formal pre-licensing education requirement, completing an exam preparation course is highly recommended. Applicants must also undergo a fingerprint and background check and pay the application fee to the Hawaii Insurance Division. Licenses are renewed every two years, requiring 24 hours of continuing education, including 3 hours of ethics or Hawaii law.

bar_chart Salary percentiles

10th percentile (entry) $36,110

25th percentile $46,740

50th (median) $63,950

75th percentile $76,550

90th (experienced) $131,540

Source: BLS OEWS 2024 for Hawaii. Metro-area wages may differ significantly from the state aggregate.

checklist Hawaii requirements

Licensing body	Hawaii Insurance Division
State license	Required
Education	Hawaii does not have a formal pre-licensing education requirement, though it is highly recommended to complete an exam prep course.
Exam	Hawaii Insurance Producer Licensing Exam ($75)
Application fee	$150
Renewal	Every 2.0 years
Continuing education	24.0 hours per cycle
Notes	Minimum age is 18. Requires a fingerprint and background check. CE requirements include 3 hours of ethics or Hawaii law. Multi-line producers have specific CE hour distribution requirements (e.g., 10 hours in Life/Health and 11 hours in Property/Casualty for dual licenses). A one-time 4-hour Annuity Best Interest course is required for producers selling annuity products. A one-time 3-hour Flood Insurance course is required for Property/Casualty producers selling flood insurance.

Source: Hawaii Insurance Division

work_outline Job outlook

10-year growth

+3.7%

Average

Annual openings

47,000

Nationwide per year

Total employment

568,800

Nationwide

neurology

AI & tech impact

error High exposure 1.34/1.00

Many tasks in this career are susceptible to AI automation. Long-term career planning should account for potential disruption.

hub

balance Is it worth it?

check_circleHawaii license required — clearer credential signal to employers
warningElevated AI disruption risk

psychology

Wondering if an insurance agent career is the right fit?

See what the day actually looks like, who the role suits, and who should skip it — grounded in real practitioner sources.

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Frequently asked questions

How do you get certified as an insurance agent in Hawaii? expand_more

To become an insurance agent in Hawaii, you need to complete the required education (Hawaii does not have a formal pre-licensing education requirement, though it is highly recommended to complete an exam prep course.), pass the Hawaii Insurance Producer Licensing Exam, and submit your application ($150 fee).

Is an insurance agent license required in Hawaii? expand_more

Hawaii mandates state licensure for insurance agents. Hawaii Insurance Division oversees the process, which includes passing the Hawaii Insurance Producer Licensing Exam.

What is the average insurance agent salary in Hawaii? expand_more

Hawaii insurance agents bring home a median salary of $63,950. — 6% higher than the $60,370 national figure. New insurance agents start around $36,110; seasoned professionals can reach $131,540.

How expensive is insurance agent licensing in Hawaii? expand_more

The full cost to enter the field runs about varies, factoring in exam fee ($75) and application fee ($150) and required training.

What's the timeline to become an insurance agent in Hawaii? expand_more

In Hawaii, becoming an insurance agent generally takes 2-6 weeks, accounting for education requirements, hands-on training, and the exam process.

How many CE hours do insurance agents need in Hawaii? expand_more

To keep your license active, Hawaii mandates 24.0 CE hours every 2.0 years.