Insurance Agent in Missouri

Requirements, salary data, licensing costs, and career ROI for MO. Updated with 2024 BLS OEWS wage data.

Median annual salary

$59,680

trending_down -1.1% vs. national

BLS OEWS 2024, Missouri.

engineering

10,350

Jobs (MO)

monitoring Stable

+3.7%

10-yr job growth

payments

$129

Licensing fees

schedule

2-6 weeks

Time to complete

route How to become an insurance agent in Missouri

To become a certified Insurance Agent in Missouri, individuals must be at least 18 years old and pass the Missouri Insurance Producer Licensing Exam. While pre-licensing education is not required, it is highly recommended for exam preparation. After passing the exam, applicants must submit an application to the Missouri Department of Commerce & Insurance, which includes a background check and fingerprinting. Missouri offers reciprocity with all other states for insurance producers, provided the applicant holds a resident license in good standing in their home state. Licenses must be renewed every two years, requiring 16 hours of continuing education, including 3 hours of ethics.

bar_chart Salary percentiles

10th percentile (entry) $30,760

25th percentile $38,010

50th (median) $59,680

75th percentile $89,940

90th (experienced) $121,330

Source: BLS OEWS 2024 for Missouri. Metro-area wages may differ significantly from the state aggregate.

checklist Missouri requirements

Licensing body	Missouri Department of Commerce & Insurance
State license	Required
Education	No pre-licensing education required.
Exam	Missouri Insurance Producer Licensing Exam ($29)
Application fee	$100
Renewal	Every 2.0 years
Continuing education	16.0 hours per cycle
Notes	Minimum age is 18 years old. Requires fingerprinting and background check. CE requirements include 3 hours of ethics. Producers 70 years or older are exempt from CE requirements. A one-time 4-hour annuity training course is required to sell annuity products. A one-time 3-hour flood insurance course is required to sell federal flood insurance policies. An 8-hour initial long-term care training and a 4-hour ongoing training every renewal cycle are required to sell long-term care partnership policies.

Source: Missouri Department of Commerce & Insurance

work_outline Job outlook

10-year growth

+3.7%

Average

Annual openings

47,000

Nationwide per year

Total employment

568,800

Nationwide

neurology

AI & tech impact

error High exposure 1.34/1.00

Many tasks in this career are susceptible to AI automation. Long-term career planning should account for potential disruption.

hub

balance Is it worth it?

check_circleMissouri license required — clearer credential signal to employers
warningElevated AI disruption risk

psychology

Wondering if an insurance agent career is the right fit?

See what the day actually looks like, who the role suits, and who should skip it — grounded in real practitioner sources.

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Frequently asked questions

What are the steps to becoming an insurance agent in Missouri? expand_more

The path to insurance agent licensure in Missouri: complete the required education (No pre-licensing education required.), pass the Missouri Insurance Producer Licensing Exam, and submit your application ($100 fee).

Is an insurance agent license required in Missouri? expand_more

A state license is required in Missouri. Missouri Department of Commerce & Insurance handles insurance agent licensing — the Missouri Insurance Producer Licensing Exam is part of the process.

How much does an insurance agent make in Missouri? expand_more

The median insurance agent salary in Missouri is $59,680 per year. That's roughly in line with the $60,370 national median. Entry-level (10th percentile) starts at $30,760, while experienced professionals (90th percentile) earn $121,330.

How expensive is insurance agent licensing in Missouri? expand_more

The full cost to enter the field runs about varies, factoring in exam fee ($29) and application fee ($100) and required training.

How quickly can I become an insurance agent in Missouri? expand_more

Most candidates in Missouri complete the process in 2-6 weeks, from enrollment in a training program through licensure.

Does Missouri require continuing education for insurance agents? expand_more

Missouri requires 16.0 hours of continuing education every 2.0 years to maintain your insurance agent license.