Insurance Agent in Arizona

Requirements, salary data, licensing costs, and career ROI for AZ. Updated with 2024 BLS OEWS wage data.

Median annual salary

$59,400

trending_down -1.6% vs. national

BLS OEWS 2024, Arizona.

engineering

9,910

Jobs (AZ)

monitoring Stable

+3.7%

10-yr job growth

payments

$170

Licensing fees

schedule

Varies (exam scores valid for 12 months, application must be submitted within one year of passing exam)

Time to complete

route How to become an insurance agent in Arizona

To become a licensed Insurance Agent in Arizona, you must be at least 18 years old and obtain a license from the Arizona Department of Insurance and Financial Institutions (DIFI). While pre-licensing education is not mandatory, it is highly recommended to prepare for the Arizona Insurance Producer Licensing Exam, administered by Prometric/PSI. After passing the exam, you must undergo a fingerprint and background check, and then submit your application with the associated fees. Arizona offers reciprocity for non-resident licenses and may waive the exam for new residents relocating from another state with a valid license.

bar_chart Salary percentiles

10th percentile (entry) $36,990

25th percentile $43,340

50th (median) $59,400

75th percentile $77,120

90th (experienced) $102,280

Source: BLS OEWS 2024 for Arizona. Metro-area wages may differ significantly from the state aggregate.

checklist Arizona requirements

Licensing body	Arizona Department of Insurance and Financial Institutions
State license	Required
Education	Not required, but highly recommended. Specific product training (e.g., Long-Term Care, Annuity, Flood) is required for those lines of authority.
Exam	Arizona Insurance Producer Licensing Exam (administered by Prometric/PSI) ($50)
Application fee	$120
Renewal	Every 4.0 years
Continuing education	48.0 hours per cycle
Notes	Minimum age 18. Requires fingerprinting and background check. CE requirements include 6 hours of ethics. Non-residents are exempt from Arizona CE requirements if compliant in their home state. Exam scores are valid for 12 months, and the license application must be submitted within one year of passing the exam. A high school diploma or equivalent is required.

Source: Arizona Department of Insurance and Financial Institutions

work_outline Job outlook

10-year growth

+3.7%

Average

Annual openings

47,000

Nationwide per year

Total employment

568,800

Nationwide

neurology

AI & tech impact

error High exposure 1.34/1.00

Many tasks in this career are susceptible to AI automation. Long-term career planning should account for potential disruption.

hub

balance Is it worth it?

check_circleArizona license required — clearer credential signal to employers
warningElevated AI disruption risk

psychology

Wondering if an insurance agent career is the right fit?

See what the day actually looks like, who the role suits, and who should skip it — grounded in real practitioner sources.

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Frequently asked questions

How do you get certified as an insurance agent in Arizona? expand_more

In Arizona, becoming an insurance agent requires you to complete the required education (Not required, but highly recommended. Specific product training (e.g., Long-Term Care, Annuity, Flood) is required for those lines of authority.), pass the Arizona Insurance Producer Licensing Exam (administered by Prometric/PSI), and submit your application ($120 fee).

Does Arizona require insurance agent licensure? expand_more

Yes, Arizona requires a state license to practice as an insurance agent. The licensing body is Arizona Department of Insurance and Financial Institutions. You must pass the Arizona Insurance Producer Licensing Exam (administered by Prometric/PSI).

How much does an insurance agent make in Arizona? expand_more

In Arizona, the median pay for insurance agents comes to $59,400/year. That's roughly in line with the $60,370 national median. Wages range from $36,990 (10th percentile) up to $102,280 (90th percentile).

What's the total cost to get insurance agent certified in Arizona? expand_more

Costs include exam fee ($50) and application fee ($120). The estimated total investment is varies, including education and training.

How long does it take to become an insurance agent in Arizona? expand_more

Most candidates in Arizona complete the process in Varies (exam scores valid for 12 months, application must be submitted within one year of passing exam), from enrollment in a training program through licensure.

What's required to renew a insurance agent license in Arizona? expand_more

Yes — insurance agents in Arizona must complete 48.0 CE hours every 4.0 years to stay licensed.