Insurance Agent in Colorado
Requirements, salary data, licensing costs, and career ROI for CO. Updated with 2024 BLS OEWS wage data.
BLS OEWS 2024, Colorado.
Jobs (CO)
10-yr job growth
Licensing fees
Time to complete
route How to become an insurance agent in Colorado
To become a licensed Insurance Agent in Colorado, individuals must first complete a state-approved 50-hour pre-licensing course per line of authority, which includes specific hours in ethics, legal concepts, and principles of insurance. After completing the education, aspiring agents must pass the Colorado Insurance Producer Licensing Exam, administered by Pearson VUE, and then submit an application with the Colorado Division of Insurance. Applicants must be at least 18 years old and undergo a fingerprinting and background check. Colorado offers reciprocity with most other states, allowing licensed non-residents to obtain a Colorado license without repeating pre-licensing education or exams, provided they meet their home state's CE requirements.
bar_chart Salary percentiles
Source: BLS OEWS 2024 for Colorado. Metro-area wages may differ significantly from the state aggregate.
checklist Colorado requirements
| Licensing body | Colorado Division of Insurance |
| State license | Required |
| Education | 50-hour pre-licensing course per line of authority, which includes 3 hours of ethics, 4 hours of legal concepts and regulations, and 3 hours of principles of insurance. If applying for multiple lines, the ethics, legal concepts and regulations, and principles of insurance training only need to be taken once. For Life, Accident, and Health, 90 hours are required (80 hours of approved prelicense education and 10 hours of Colorado specific training). |
| Exam | Colorado Insurance Producer Licensing Exam ($41) |
| Application fee | $47 |
| Renewal | Every 2.0 years |
| Continuing education | 24.0 hours per cycle |
| Notes | Minimum age 18. Requires fingerprinting and background check. CE requirements include 3 hours of ethics and 18 hours in the lines of authority held, plus 3 general hours. Producers with Property or Personal Lines licenses must complete 3 hours of homeowners CE. Those selling annuities need a one-time 4-hour training. Those selling long-term care policies need an initial 16-hour training (8 hours general, 8 hours LTC partnership in classroom) and a 5-hour refresher every 24 months. Those selling claims-made policies need a one-time 2-hour course. Pre-licensing course completion certificates are valid for 1 year. Exam passing scores are valid for 1 year. |
Source: Colorado Division of Insurance
work_outline Job outlook
AI & tech impact
Many tasks in this career are susceptible to AI automation. Long-term career planning should account for potential disruption.
balance Is it worth it?
- check_circleColorado license required — clearer credential signal to employers
- warningElevated AI disruption risk