Insurance Agent in New Jersey
Requirements, salary data, licensing costs, and career ROI for NJ. Updated with 2024 BLS OEWS wage data.
BLS OEWS 2024, New Jersey.
Jobs (NJ)
10-yr job growth
Licensing fees
Time to complete
route How to become an insurance agent in New Jersey
To become a licensed Insurance Agent in New Jersey, individuals must first complete a state-approved pre-licensing course, typically 20 hours per line of authority. After completing the education, applicants must pass the New Jersey Insurance Producer Licensing Exam and undergo a fingerprint-based background check. The licensing body is the New Jersey Department of Banking and Insurance, and the application is submitted online through the National Insurance Producer Registry (NIPR).
bar_chart Salary percentiles
Source: BLS OEWS 2024 for New Jersey. Metro-area wages may differ significantly from the state aggregate.
checklist New Jersey requirements
| Licensing body | New Jersey Department of Banking and Insurance |
| State license | Required |
| Education | 20-hour pre-licensing course per line of authority. |
| Exam | New Jersey Insurance Producer Licensing Exam ($47) |
| Application fee | $170 |
| Renewal | Every 2.0 years |
| Continuing education | 24.0 hours per cycle |
| Notes | Minimum age is 18. Requires fingerprinting and a background check. CE requirements include 3 hours of ethics. Additional training is required for specific products like annuities (one-time 4-hour course), long-term care (initial 8-hour, then 4-hour ongoing), and flood insurance (one-time 3-hour). |
work_outline Job outlook
AI & tech impact
Many tasks in this career are susceptible to AI automation. Long-term career planning should account for potential disruption.
balance Is it worth it?
- check_circleNew Jersey license required — clearer credential signal to employers
- warningElevated AI disruption risk