Insurance Agent in North Dakota

Requirements, salary data, licensing costs, and career ROI for ND. Updated with 2024 BLS OEWS wage data.

Median annual salary

$65,850

trending_up +9.1% vs. national

BLS OEWS 2024, North Dakota.

engineering

1,240

Jobs (ND)

monitoring Stable

+3.7%

10-yr job growth

payments

$164

Licensing fees

schedule

2-5 weeks

Time to complete

route How to become an insurance agent in North Dakota

To become a licensed Insurance Agent in North Dakota, individuals must meet the requirements set by the North Dakota Insurance Department. While pre-licensing education is not mandated by state law, it is highly recommended to prepare for the North Dakota Insurance Producer Licensing Exam. After passing the exam, applicants must undergo a background check including fingerprinting, and then submit an application with the associated fees. North Dakota offers reciprocity for insurance producer licenses, allowing licensed individuals from other states to potentially obtain a North Dakota license without re-examination.

bar_chart Salary percentiles

10th percentile (entry) $45,970

25th percentile $48,250

50th (median) $65,850

75th percentile $96,670

90th (experienced) $148,320

Source: BLS OEWS 2024 for North Dakota. Metro-area wages may differ significantly from the state aggregate.

checklist North Dakota requirements

Licensing body	North Dakota Insurance Department
State license	Required
Education	North Dakota law does not require pre-licensing education, but it is recommended.
Exam	North Dakota Insurance Producer Licensing Exam ($64)
Application fee	$100
Renewal	Every 2.0 years
Continuing education	24.0 hours per cycle
Notes	Minimum age: 18. Requires a background check and fingerprinting. CE requirements include 3 hours of ethics. Producers licensed for only credit, surety, travel/baggage, title, bail bonds, or legal expense are not required to complete CE. A one-time 4-hour Annuity Best Interest Certification Training is required for producers selling annuity products. An initial 8-hour Long-Term Care (LTC) Certification Training is required before selling LTC products, followed by a 4-hour ongoing LTC training every 24 months. Property/Casualty and Personal lines producers must complete a one-time 3-hour course on NFIP Flood Insurance Certification Training prior to selling flood insurance policies.

Source: North Dakota Insurance Department

work_outline Job outlook

10-year growth

+3.7%

Average

Annual openings

47,000

Nationwide per year

Total employment

568,800

Nationwide

neurology

AI & tech impact

error High exposure 1.34/1.00

Many tasks in this career are susceptible to AI automation. Long-term career planning should account for potential disruption.

hub

balance Is it worth it?

check_circleNorth Dakota license required — clearer credential signal to employers
warningElevated AI disruption risk

psychology

Wondering if an insurance agent career is the right fit?

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Frequently asked questions

How do I become an insurance agent in North Dakota? expand_more

The path to insurance agent licensure in North Dakota: complete the required education (North Dakota law does not require pre-licensing education, but it is recommended.), pass the North Dakota Insurance Producer Licensing Exam, and submit your application ($100 fee).

Does North Dakota require insurance agent licensure? expand_more

A state license is required in North Dakota. North Dakota Insurance Department handles insurance agent licensing — the North Dakota Insurance Producer Licensing Exam is part of the process.

How much do insurance agents make in North Dakota? expand_more

North Dakota insurance agents bring home a median salary of $65,850. That's 9% above the national median of $60,370. Entry-level (10th percentile) starts at $45,970, while experienced professionals (90th percentile) earn $148,320.

How expensive is insurance agent licensing in North Dakota? expand_more

Costs include exam fee ($64) and application fee ($100). The estimated total investment is varies, including education and training.

What's the timeline to become an insurance agent in North Dakota? expand_more

Expect to spend 2-5 weeks from start to finish in North Dakota — covering coursework, supervised experience, and examination.

How many CE hours do insurance agents need in North Dakota? expand_more

Yes — insurance agents in North Dakota must complete 24.0 CE hours every 2.0 years to stay licensed.