Insurance Agent in Maryland

Requirements, salary data, licensing costs, and career ROI for MD. Updated with 2024 BLS OEWS wage data.

Median annual salary

$60,120

trending_down -0.4% vs. national

BLS OEWS 2024, Maryland.

engineering

4,780

Jobs (MD)

monitoring Stable

+3.7%

10-yr job growth

payments

$114

Licensing fees

schedule

2-6 weeks

Time to complete

route How to become an insurance agent in Maryland

To become a licensed Insurance Agent in Maryland, individuals must meet several requirements overseen by the Maryland Insurance Administration. Key steps include completing a 20-hour pre-licensing course per line of authority, passing the Maryland Insurance Producer Licensing Exam, and submitting an application with a $54 fee. Applicants must be at least 18 years old and undergo a background check. Licenses are renewed every two years, requiring 24 hours of continuing education, including 3 hours of ethics and 3 hours of Maryland insurance law. Maryland offers reciprocity for non-residents who are licensed in good standing in their home state, provided their state offers similar reciprocity to Maryland residents.

bar_chart Salary percentiles

10th percentile (entry) $36,620

25th percentile $45,070

50th (median) $60,120

75th percentile $77,400

90th (experienced) $97,070

Source: BLS OEWS 2024 for Maryland. Metro-area wages may differ significantly from the state aggregate.

checklist Maryland requirements

Licensing body	Maryland Insurance Administration
State license	Required
Education	20-hour pre-licensing course per line of authority.
Exam	Maryland Insurance Producer Licensing Exam ($60)
Application fee	$54
Renewal	Every 2.0 years
Continuing education	24.0 hours per cycle
Notes	Minimum age is 18. Requires a background check. Fingerprinting is NOT required. CE requirements include 3 hours of ethics and 3 hours of Maryland insurance law. Producers licensed for 25+ consecutive years as of October 1, 2008, need 8 CE hours per cycle. Producers 70 and above as of April 30, 2013, are exempt from CE. Specialty training is required for annuities, long-term care, and flood insurance.

Source: Maryland Insurance Administration

work_outline Job outlook

10-year growth

+3.7%

Average

Annual openings

47,000

Nationwide per year

Total employment

568,800

Nationwide

neurology

AI & tech impact

error High exposure 1.34/1.00

Many tasks in this career are susceptible to AI automation. Long-term career planning should account for potential disruption.

hub

balance Is it worth it?

check_circleMaryland license required — clearer credential signal to employers
warningElevated AI disruption risk

psychology

Wondering if an insurance agent career is the right fit?

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Frequently asked questions

What's required to work as an insurance agent in Maryland? expand_more

Maryland requires insurance agents to complete the required education (20-hour pre-licensing course per line of authority.), pass the Maryland Insurance Producer Licensing Exam, and submit your application ($54 fee).

Does Maryland require insurance agent licensure? expand_more

You cannot practice as an insurance agent in Maryland without a state license from Maryland Insurance Administration. The required exam is the Maryland Insurance Producer Licensing Exam.

How much does an insurance agent make in Maryland? expand_more

In Maryland, the median pay for insurance agents comes to $60,120/year. That's roughly in line with the $60,370 national median. Entry-level (10th percentile) starts at $36,620, while experienced professionals (90th percentile) earn $97,070.

What are the fees to become an insurance agent in Maryland? expand_more

The full cost to enter the field runs about varies, factoring in exam fee ($60) and application fee ($54) and required training.

How quickly can I become an insurance agent in Maryland? expand_more

In Maryland, becoming an insurance agent generally takes 2-6 weeks, accounting for education requirements, hands-on training, and the exam process.

What are the continuing education requirements for insurance agents in Maryland? expand_more

License renewal in Maryland requires completing 24.0 hours of continuing education on a 2.0-year cycle.

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