Insurance Agent in Pennsylvania

Requirements, salary data, licensing costs, and career ROI for PA. Updated with 2024 BLS OEWS wage data.

Median annual salary

$62,230

trending_up +3.1% vs. national

BLS OEWS 2024, Pennsylvania.

engineering

17,600

Jobs (PA)

monitoring Stable

+3.7%

10-yr job growth

payments

$100

Licensing fees

schedule

2-6 weeks

Time to complete

route How to become an insurance agent in Pennsylvania

To become a licensed Insurance Agent in Pennsylvania, individuals must be at least 18 years old and complete a 24-hour pre-licensing course covering their desired lines of authority, which will include 3 hours of ethics starting April 29, 2025. After completing the education, applicants must pass the Pennsylvania Insurance Producer Licensing Exam, pay an application fee of $55, and undergo a fingerprinting and background check. Pennsylvania offers reciprocity for agents licensed in other states, waiving exam and education requirements if certain conditions are met.

bar_chart Salary percentiles

10th percentile (entry) $37,760

25th percentile $46,990

50th (median) $62,230

75th percentile $98,020

90th (experienced) $156,240

Source: BLS OEWS 2024 for Pennsylvania. Metro-area wages may differ significantly from the state aggregate.

checklist Pennsylvania requirements

Licensing body	Pennsylvania Insurance Department
State license	Required
Education	24-hour pre-licensing course covering all desired lines of authority, including 3 hours of ethics (effective April 29, 2025).
Exam	Pennsylvania Insurance Producer Licensing Exam ($45)
Application fee	$55
Renewal	Every 2.0 years
Continuing education	24.0 hours per cycle
Notes	Minimum age is 18. Requires fingerprinting and background check. Fingerprinting fee is approximately $22.60.

Source: Pennsylvania Insurance Department

work_outline Job outlook

10-year growth

+3.7%

Average

Annual openings

47,000

Nationwide per year

Total employment

568,800

Nationwide

neurology

AI & tech impact

error High exposure 1.34/1.00

Many tasks in this career are susceptible to AI automation. Long-term career planning should account for potential disruption.

hub

balance Is it worth it?

check_circlePennsylvania license required — clearer credential signal to employers
warningElevated AI disruption risk

psychology

Wondering if an insurance agent career is the right fit?

See what the day actually looks like, who the role suits, and who should skip it — grounded in real practitioner sources.

arrow_forward

Frequently asked questions

What are the steps to becoming an insurance agent in Pennsylvania? expand_more

In Pennsylvania, becoming an insurance agent requires you to complete the required education (24-hour pre-licensing course covering all desired lines of authority, including 3 hours of ethics (effective April 29, 2025).), pass the Pennsylvania Insurance Producer Licensing Exam, and submit your application ($55 fee).

Do I need a license to work as an insurance agent in Pennsylvania? expand_more

Yes, Pennsylvania requires a state license to practice as an insurance agent. The licensing body is Pennsylvania Insurance Department. You must pass the Pennsylvania Insurance Producer Licensing Exam.

How much do insurance agents make in Pennsylvania? expand_more

insurance agents in Pennsylvania earn a median of $62,230 annually. This is close to the national median of $60,370. The range spans from $37,760 at the entry level to $156,240 for top earners.

How expensive is insurance agent licensing in Pennsylvania? expand_more

Plan on spending varies total — that covers exam fee ($45) and application fee ($55) plus your education and training.

How quickly can I become an insurance agent in Pennsylvania? expand_more

In Pennsylvania, becoming an insurance agent generally takes 2-6 weeks, accounting for education requirements, hands-on training, and the exam process.

How many CE hours do insurance agents need in Pennsylvania? expand_more

License renewal in Pennsylvania requires completing 24.0 hours of continuing education on a 2.0-year cycle.