Insurance Agent in Montana
Requirements, salary data, licensing costs, and career ROI for MT. Updated with 2024 BLS OEWS wage data.
BLS OEWS 2024, Montana.
Jobs (MT)
10-yr job growth
Licensing fees
Time to complete
route How to become an insurance agent in Montana
To become a licensed Insurance Agent in Montana, individuals must be at least 18 years old and pass the Montana Insurance Producer Licensing Exam, administered by Pearson VUE. While no pre-licensing education is formally required, it is highly recommended to prepare for the exam. Applicants must also undergo a state and federal criminal background check, which includes fingerprinting. The application fee for a resident insurance producer license is $0, though a NIPR transaction fee applies. Licenses are renewed every two years, requiring 24 hours of continuing education, including 3 hours of ethics and 1 hour of Montana legislative changes. Montana offers reciprocity for nonresident licenses, waiving examination requirements if the applicant's home state has similar licensing and CE requirements.
bar_chart Salary percentiles
Source: BLS OEWS 2024 for Montana. Metro-area wages may differ significantly from the state aggregate.
checklist Montana requirements
| Licensing body | Montana Office of the Montana State Auditor, Commissioner of Securities and Insurance |
| State license | Required |
| Education | None required, but pre-licensing courses are highly recommended. |
| Exam | Montana Insurance Producer Licensing Exam (administered by Pearson VUE) ($59) |
| Renewal | Every 2.0 years |
| Continuing education | 24.0 hours per cycle |
| Reciprocity | Montana offers reciprocity with all states for non-residents in good standing, with mutual recognition.Reciprocal states: Montana offers reciprocity with all other states for nonresident applicants who hold a valid license in their home state and are in good standing, provided the home state offers similar reciprocity to Montana residents. Nonresident producers satisfy Montana's CE requirements by meeting their home state's CE requirements, if the home state recognizes Montana's CE satisfaction on the same basis. |
| Notes | Minimum age 18. Requires a state and federal criminal background check and fingerprinting. CE requirements include 3 hours of ethics and 1 hour of Montana statutes. Exam scores are valid for 1 year. Non-citizens must show proof of U.S. work authorization. Public Adjusters require a $5,000 bond. |
Source: Montana Office of the Montana State Auditor, Commissioner of Securities and Insurance
Already licensed elsewhere and moving to Montana? See whether Montana recognizes an out-of-state credential — with the tier and pathway for all 50 states — in our Insurance Agent license reciprocity guide.
work_outline Job outlook
AI & tech impact
Many tasks in this career are susceptible to AI automation. Long-term career planning should account for potential disruption.
balance Is it worth it?
- check_circleMontana license required — clearer credential signal to employers
- warningElevated AI disruption risk
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